Full service financial planning

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Financial Planning Services

Financial planning is a very individual and customized process. No two people have identical circumstances, goals and resources. Needs also often change over time. The financial plan we produce for you is also unique and individually tailored to suit your particular needs.  We identify your needs and objectives and develop a plan that is right for you without any additional obligations.  Initial consultations do not cost anything until we develop the plan.

Investment & Asset Management

Fiduciary Responsibility.  Randall Stone Financial is and always has been a registered fiduciary – obligated to work for your interests.  We left the traditional wirehouse firms in counter-deference to the high commission brokers.  Our fee based investment services are catered to your specific needs, including:

 

  • Stocks, Bonds, Mutual Funds, Index Funds
  • Options, Futures
  • Fixed and Variable Annuities
  • Life, Health, and Disability Insurance
  • Investment and pre-retirement planning
  • Near and post retirement planning
  • Inheritance taxation deferral
  • 401(k), 403(b), 457
  • Traditional IRA, Roth IRA, SEP-IRA
  • Trust accounts

Employer Retirement Plans

Whether establishing a new 401(k) retirement plan or looking for better services and investment options, Randall Stone Financial is here to help tailor your plan to your business needs and employee population.  We work closely with your existing tax consultants to ensure legal and tax compliance and manage the investment assets throughout the life of the plan.

Real Estate Consulting

Our Real Estate Consulting services work to provide clear analysis of real estate investments and development opportunities.  We have experience with many industry stakeholders including builders and developers, private investors, financial and legal service firms, and public agency representatives.  Services can be ongoing, retainer-based services or housing related service contracts.

Insurance Services: Life, Health, Disability

Life, health, and disability insurance services including agency relationships with Covered California, Anthem Blue Cross, Blue Shield of California, and Humana.

Whether you are in need of life insurance to protect your family or business, health insurance as an individual or a plan suitable for your employees, we are here to custom tailor solutions to give you piece of mind.  Randall Stone Financial is a Certified Insurance Agent with Covered California.

 

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A la Carte Services

If you’re just in need of some help to guide your own investment plan, need assistance in understanding forms and documents, or are looking for real estate development guidance including stakeholder engagement, Randall Stone Financial can provide key consulting services on an hourly or retainer basis.  You pay for only the service and advice you need.

We also provide direction and consultation on your behalf with public agencies and community development departments.  Due to other contractual obligations, we may have conflicts that preclude our involvement.  We provide no development consulting services within the city of Chico for this reason.

 

REPRESENTING YOU SINCE 2004

Randall Stone Financial has been serving the greater Chico and Butte County area as well as Walnut Creek and Contra Costa County since 2004.

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