Husband and father to two boys.  Financial Planner, Real Estate Developer and Consultant, City Councilmember, Finance and Real Estate Faculty, County Assessment Appeals Arbitrator, and multi-business owner.



Randall was raised by a former Wall Street broker and real estate investment manager. After graduating from California State University, Chico with a BS in Finance and Economics and Graduating with Distinction with a Masters in Public Administration, Randall went to work as the technical advisor for a general contracting firm – guiding both the sales, information systems, and marketing aspects of the company. He entered the financial services industry in 2002 working for the industry giants, quickly realizing that the level of service and expertise was sufficiently lacking with the larger firms. In 2004 he set out on his own and founded Randall Stone Financial based in Chico. Randall Stone Financial has grown to two office locations in Chico and Walnut Creek.

With nearly two decades working as a principal financial planner, Randall has worked on a wide range of financial planning matters, including options and covered call management for income, stock and bond investing, Roth, SEP, and Traditional IRAs, 401(k), 403(b) and 457 administration, ETFs, equities, options, and futures, real estate investments, and real estate development consulting.

Recognized as an accomplished advisor in both the financial services and real estate industries, Randall has studied public and private finance, economics, federal taxation, housing and planning, as well as public administration at the undergraduate and graduate levels and routinely advises private developers in navigating the myriad public community development processes. As a Registered Investment Advisor (RIA), Randall Stone Financial holds a Series 7 and 66 securities licenses and is a registered fiduciary. He also holds a current life, health, disability, and Medicare insurance license in the state of California as well as an active California real estate broker’s license.

With regard to Randall’s real estate practice, he has transacted with municipalities in the development of affordable housing communities – most recently completing a 38-unit 100% affordable apartment complex for families and persons with disabilities in Chico, California. He has reviewed and approved development agreements and negotiated with housing officers on meeting community housing element needs. Randall is skilled in site selection, acquisition, and development finance. He is a 50-percent member of Stone AHF, LLC.

Elected in 2012 to the Chico City Council, Randall was principally responsible for driving the City’s salary, benefit, and pension reforms – insisting on budget accountability and fiscal reform. He has gained a reputation as “the hero sticking up for the average working person” (M. Jones, Nov. 23, 2013) and the primary councilmember addressing employees’ exorbitant compensation (Chico News & Review: Feb. 27, 2014).

“As a professional financial manager I am acutely aware of precisely what the short and long term impacts of exorbitant salary and benefits packages have on the City – where Chico ranks 25th among the 482 California cities for highest paid employees. This cannot stand.”

Randall’s efforts to reform the Chico City Budget have led to unprecedented concessions and unparalleled fiscal reforms – taking a budget deficit of $4.8 million and additional debt of $20.5 million when he was first elected to office and eventually to a balanced budget in the black and a plan to pay down the debt over four years while restoring fiscal reserves during the subsequent seven years. His efforts spearheaded negotiations yielding an unprecedented $4 million in bargaining group concessions over the span of the one-to-three year contract terms. All of these reforms were enacted in Randall’s first year-and-a-half in office (560 days).

Randall and his wife Krista have lived in Chico since 1995 where they raise their two sons Rhys (5), and Karden (<1 year). Both Randall and Krista are past directors of Special Olympics Butte County – coaching multiple sports and administering the 100% volunteer program in Butte and surrounding counties for eight years. He and his wife enjoy snow camping in the Western United States with Randall backcountry skiing, rock climbing, and white water kayaking in the surrounding wilderness. Both Randall and Krista are board members of the Chico Running Club and compete in full marathon and half marathon running races respectively. Both are past and current board members of a number of community, civic, and charitable organizations. Krista was born and raised in the city of San Francisco and attended high school in the Walnut Creek area where Randall Stone Financial maintains a branch office serving the greater Contra Costa area.

In 2006, Randall was selected as a track and field coach for the Northern California delegation at the first ever Special Olympics National Games 2006 in Ames, Iowa. He has been the head track and field as well as the head bowling coach for Special Olympics Butte County for 16 years. In 2008, Randall was selected as the Area Director for Special Olympics Butte County – administering the complete program in Butte County as well as overseeing the planning, education, budgeting, and policy of the program in Butte County.

In his earlier years, Randall competed in triathlons at an elite world–class level for 10 years. He was a member of the United States Triathlon Team USA competing in the Triathlon World Championships in 1992 and 1993. As a member of Team USA, he was awarded a Gold Medal at the 1993 Triathlon World Championships in Manchester, England. A veteran of over 125 triathlons since 1984, he earned an international reputation as a driven, competitive, and talented triathlete. Randall has trained at both United States Olympic Training Centers in Colorado Springs, Colorado and Lake Placid, New York.

Randall made triathlon history in 1988 as the youngest athlete (at that time) to qualify for the United States Triathlon Series (USTS) National Championships at the age of 15. Four years later he won the division becoming a National Champion at the 1992 USTS National Championships. He has qualified for the Duathlon National Championships and the Boston Marathon and competed in the Alcatraz Challenge Triathlon, the 1992 World Championships in Muskoka Lakes, Canada, the 1993 World Championships in Manchester, England, Napa Valley Marathon, The Vancouver Triathlon, Vineman International, Wildflower long and short courses, as well as many other triathlon circuit races. Randall has swum across the San Francisco Bay from Alcatraz Island to San Francisco four times – the first time at age 14. He officially retired from the sport in 1993 and gets on the bicycle or swims sporadically. Randall is an avid snowshoe and cross country skiing aficionado.

Randall’s motto and mission is to make an increasingly positive impact and improve the quality of life for all Chico and Butte County residents. “I literally wake up in the morning and set out to outdo myself and my performance the previous day. In triathlons we call this type of continuous improvement a ‘negative split’. I call it a positive split.”

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